About Plurimi

Ramzy is the Founder, Chairman of the Board and group CEO of Plurimi. Responsible for the Strategy and direction of the Plurimi Group. Prior to founding Plurimi in 2008, Ramzy was Managing Director and head of the Middle East region at Credit Suisse (UK) Ltd. Ramzy started his banking career in 1988, holds a Bachelor of Arts degree in Finance and sits on the Board of Advisors of Georgetown University's Georgetown College.

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Fabrizio was a Partner and a Member of the Investment Committee at AnaCap Financial Partners between 2010 and April 2017. Prior to joining AnaCap, Fabrizio was a Managing Director in the Financial Institutions Group of Lazard & Co in London and Lehman Brothers in London, between 1995 and 2010, where he advised on numerous transactions across banking, insurance and specialty finance. Fabrizio holds an M.B.A from Simon School, University of Rochester, where he was a Fullbright Scholar.

Michael began his career at The Bank of England's economic intelligence department before joining Guinness Peat Group, working to restructure and turn the group around, eventually becoming chief executive.  Michael left to head Credit Lyonnais Laing & Cruickshank and Laing & Cruickshank Investment Management and oversaw the sale of the private client business to UBS, becoming chief executive of UBS Wealth Management.  In 2006 he founded Cheviot Asset Management overseeing its eventual merger to form Quilter Cheviot in 2012.  Michael has made headlines for the fact that his staff tend to follow him in great numbers when he leaves a particular firm for a new venture.  Vermeer Partners launched in 2018.

Prior to joining Plurimi as a Managing Director, Fahad was an Executive Director at Morgan Stanley Wealth Management, heading a team of private clients and small to mid-sized institutions across the Nordic and Baltic markets. 

Fahad holds a Masters of Business Studies from the University College Dublin Michael Smurfit Graduate Business School and a BSc Hons from the Royal Agricultural College, Cirencester.

Christian has been providing investment advisory services to clients for over 14 years. Previously, working for Credit Suisse Private Client Services. Christian holds a Bachelor of Science in Business Administration from the University of South Carolina. 

Ramzy is the founder and group CEO of Plurimi. Responsible for the Strategy and direction of the Plurimi Group. Prior to founding Plurimi in 2008, Ramzy was Managing Director and head of the Middle East region at Credit Suisse (UK) Ltd. Ramzy started his banking career in 1988, holds a Bachelor of Arts degree in Finance and sits on the Board of Advisors of Georgetown University's Georgetown College.

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Prior to joining Plurimi as a Managing Director, Fahad was an Executive Director at Morgan Stanley Wealth Management, heading a team of private clients and small to mid-sized institutions across the Nordic and Baltic markets. 

Fahad holds a Masters of Business Studies from the University College Dublin Michael Smurfit Graduate Business School and a BSc Hons from the Royal Agricultural College, Cirencester.

Christian has been providing investment advisory services to clients for over 14 years. Previously, working for Credit Suisse Private Client Services. Christian holds a Bachelor of Science in Business Administration from the University of South Carolina. 

A broad based financial career culminated in Andrew’s appointment as Plurimi CFO in 2013. Andrew is also a Director of Plurimi Wealth Solutions in Gibraltar. Gaining an honours degree in Economics and Accounting Andrew qualified as a Chartered Accountant in 1989.

Previously working for the Government of Gibraltar, and holding senior positions at Credit Suisse Gibraltar & Isle of Man and Helvetica Wealth Management Partners AG.

Steve joined Plurimi in July 2019 bringing over thirty years financial services experience, with twenty five of those in compliance.  He has been involved in a wide range of financial institutions spanning life companies, asset managers, retail funds platform,  fund administration, small private client banks and Authorised Corporate Director for retail funds.

Bhavin joined Plurimi in 2011 as Head of Compliance (SMF16 & SMF17), with 20 years of Compliance and Regulatory experience which spans across the Securities, Futures, Equities and Retail investment markets including Hedge Funds.

Ali joins from Julius Baer Dubai, where he was a Senior Relationship Manager.

During his 22 year career, Ali has worked for VTB Capital Dubai as Head of coverage, Shuaa Capital as Head of Sales – Middle East, Deutsche Bank London/Dubai as Head of Middle East Equity Sales and Credit Suisse Dubai as Co-head of Equities.

Ali is an experienced banker with strong relationships with family offices, financial institutions and Sovereign Wealth Funds in the Middle East. Ali has worked on multiple financing and advisory mandates during his extended career.

David Haythe, former head of Morgan Stanley Private Wealth Management EMEA, joins as Advisor to the Management Team of Plurmi Wealth to develop and execute on its growth strategy while enhancing its internal corporate governance.

David has over 40 years of experience in the financial industry and played an important role in building Morgan Stanley’s institutional and wealth offering in Europe.

Joining in 2009 Sharon brings 30 years of investment and private banking experience. Having lived and worked in Moscow where she was CEO of Standard Bank Moscow Sharon continues to focus on Russian clients, providing a holistic approach to wealth management. She has an MBA from CASS and speaks some Russian.

Atul joined Plurimi Wealth in 2009 and has more than 18 years of experience in Banking & Wealth Management at Citigroup, Barclays & Plurimi. 

He is a CFA Charterholder, MBA and a Mechanical Engineer.

Heba has 24 years of experience in the financial sector having worked with a number of international banks including Chase Manhattan, Barclays, BNP Paribas and Standard Chartered. 

Heba holds an MSc in Finance and Investment and an MA in Economics.

Jamil joined Plurimi in February 2015 and has over 30 years’ experience as a banker and Investment professional working both on the buy and sell side in London, New York, Dubai and Lebanon. He was an Institutional Salesperson working for JP Morgan, Sanford C. Bernstein and Friedman Billings Ramsey. He advised some of the largest sovereign wealth funds & hedge funds. 

Amit’s clients, who span ultra high net worth individuals to family offices, know him as a wealth manager with a consistently successful track record as well as a trustworthy professional with an entrepreneurial streak. 

An MBA and a telecom engineer, he previously worked with Merrill Lynch and ICICI Bank, in a career spanning almost two decades.

Nilesh has had more than 20 years experience, predominantly with the Credit Suisse Group.  He specialises in holistic wealth management for International Ultra High Net-worth families, providing financial solutions through a broad range of assets classes. He is well known for navigating the cycle of global businesses and providing solutions for his clients, with a particular focus on multi-generational wealth preservation. He is a Fellow of the Chartered Institute for Securities and Investment , a Member of the advisory board of community and charitable organisations and is a Member of the board of The London Chamber of Commerce and Industry Asian Business Association.

Taimur has more than 12 years of experience in Banking and Wealth Management.  He manages a diverse book of clients and various portfolio mandates and joins Plurimi Dubai from Julius Baer where his main focus will be ultra-high net-worth individuals and family offices, in both Europe and GCC.  Taimur previously worked for National Bank of Abu Dhabi Private banking, Standard Chartered bank and Barclays Bank and has worked on multiple financing and advisory mandates.  Taimur holds a bachelor’s degree in Finance and Banking from University of Houston, Texas.

Prior to joining Plurimi in June 2019, Richard spent 28 years at Morgan Stanley in London where he held senior positions within equity/multi asset class derivatives, fixed income distribution, and private wealth management. Richard is responsible for the creation of Plurimi Structured Solutions, utilising his expertise in all major asset classes to offer innovative solutions to a diverse client base across multiple regions. Richard has a passion for developing both strong and trusted client relationships, and for product innovation.

Toby works with High Net Worth Individuals and Family Offices. He has a wealth of experience in providing professional Investment, Asset Allocation and Structuring advice to his clients. Toby Joined Plurimi from Credit Suisse having started his career with Merrill Lynch in 1987.

Edward joined Plurimi in 2016 with over 10 years’ experience at Barclays and Credit Suisse providing Investment, Asset Allocation and Structuring advice to High Net Worth and Family Office clients.  He speaks fluent English, French and Spanish, holds the Level 6 PCIAM and is a chartered member of the CISI.

Edward earned a golf Blue and BA from Oxford University furthered by post graduate qualifications at BPP Law School. 

Sunil joined Plurimi Wealth in 2016 and has more than 18 years of experience in Banking & Wealth Management at Julius Baer, Bank of America, Merrill Lynch and ICICI.

Sunil advises High-net-worth individuals ranging from professionals to business owners. Sunil is client focused and believes that it is important to fully understand the client’s preference and goals whilst ensuring that they are kept up to date with changing financial conditions that could impact them.  He holds a MBA and a B. Tech degree.

Edward joined Plurimi in 2018, with over 10 years’ experience at Bank Leumi and Morgan Stanley providing clients with Investment, Asset Allocation and Lending advice. Prior to this he worked in Syndicated Debt at Bank of America.

He holds the Level 6 PCIAM and is a chartered member of the CISI.

Malak joined Plurimi in March 2019, and has more than 18 years of banking and wealth management experience.  Malak previously worked for top Swiss multinational banks such as Julius Baer and Credit Suisse, where she managed a diverse portfolio of investment accounts, provided advice for leading regional companies and high net-worth individuals in the Levant and GCC area and helped in many private placement transactions.  Malak holds a postgraduate degree (Diplome d' Etudes Approfondies) in Finance in 2003

Holding three post graduate degrees in Finance and Arts, Ekaterina joined Plurimi in May 2015 having previously worked for Goldman Sachs and Christie’s. Her varied background and skills are well suited to Plurimi’s wide offering.

Martina joined Plurimi in November 2009 as Financial Controller. 

Prior to joining Plurimi, Martina spent six years at Julius Baer Investments Ltd/Augustus Asset Managers Ltd, initially as a Management Accountant and then as Financial Controller. Martina spent 12 years at BZW/Barclays Capital in a variety of roles including share volume analysis, FX and Money Market trader evaluation, Treasury Products Finance, Product Control and Management Accounting.

Greg spent the past 12 years working as an investment advisor, most recently at RBC. Prior to that he held positions at Cheviot, Bear Stearns and Merrill Lynch. He graduated from the University of Durham.

After graduating from Loughborough University with a degree in Economics and Politics, Mike joined Plurimi in 2011. Mike covers Ultra High Net Worth clients based in the UK, Middle East & Russia specialising in Structured Products.

Conor joined Plurimi in 2019 from Standard Chartered Private Bank where he worked as an Investment Advisor for UHNW clients predominantly from Emerging Markets. He graduated from Exeter University with a degree in Economics and Politics and is a CFA Charterholder.

Nigina joined Plurimi in 2017, having previously worked for her family’s business as well as interned at a spectrum of diversified industries ranging from real estate investment in the UK to banking and investment in the oil & gas sector in South-Central Asia.   Nigina holds a BA (Hons) degree in International Business, which included a study period abroad in Germany.  She speaks Russian, English and German.

Nasser Sabbagh was an alumnus of Dulwich College, before graduating with an MEng in Mechanical Engineering from University College London. He is bilingual in English and Arabic and has been with Plurimi since October 2017.

Manoj joined Plurimi in April 2019 and has 20 years experience of Financial Operations having started his career in Private Client Services at Credit Suisse Group in 1999, followed by Lehman Brothers Private Client Services, then Blackrock Asset Management supporting the Equity Trading & Portfolio Management Teams. Prior to Plurimi, Manoj worked at Barclays Capital within the Equity Trading/Research teams.  Manoj is an Associate member of the CISI and an Affiliate member of the International Compliance Association.

Zoe joined Plurimi in June 2016 bringing with her over 20 years of experience within Finance and Accounts. 

Prior to joining Plurimi, Zoe worked in various industries including banking, law and hospitality, whilst gaining qualifications in Business and Accounts.

Louise joined Plurimi in 2017. She is a member of the Association of Certified Chartered Accountants and has also completed the Association of Accounting Technicians Level 3 diploma. She has in the past worked as an auditor and a client accountant for two well-established firms having spent several years working for the Ministry of Defence. Louise is based in our Gibraltar office within our Finance team.

Coming soon.....

Sharon is the Executive Assistant to the Chairman, working closely with the management team, she joined Plurimi in February 2010.  She has over 20 years experience in a variety of industry sectors including Lehman Brothers (Private Banking division) for 4 years and Premier Farnell (a FTSE 250 distribution company).

Having shown an interest in investment banking and trading, Zak joined us at Plurimi in early February 2018 following the completion of his MEng in Mechanical Engineering at University College London. Zak is bilingual with fluency in English and Arabic.

Sam graduated with a BA in History from King’s College London, before studying for a Graduate Diploma in Law and briefly working in the real estate industry. Sam is bilingual in English and French, and joined Plurimi in September 2018.

Daley joined Plurimi in April 2019 after spending 10 months in the Offshore Private Banking team at Société Générale. He holds a BSc (Hons) in Business Management and an Advanced Educational Diploma in Biomedical Sciences from Brunel University.

Teresa has over 10 years of experience in administration between Europe and the Middle East. Fluent in English, Spanish, French, and Italian, Teresa joined Plurimi at the beginning of 2019 after having previously worked in Dubai’s investment banking sector for 2 years.

Janice joined Plurimi in March 2014 and manages the front desk. Holding a BA (HONS) degree in the Arts, she has a varied skill-set  with experience working in Imports, liaising with HMRC Customs, Private Clients, Galleries & Art Handlers. 

Gian joined Plurimi in November 2017 after acquiring an interest in statistical analysis and financial services whilst at college in Gibraltar. Gian is fluent in English and Spanish.

Having shown an interest in financial services, Hana joined Plurimi in September 2019 following the completion of her A Levels in Political Studies, English Literature and French Language. Hana also speaks English, French and Arabic.

Patrick is CIO and co-heads PIM. Previously he was CIO at Armstrong Investment Managers, co-head of Insight Investment’s Multi-Asset Group and Director at UBS. Patrick has an MBA from the Rotman School of Management and is a Chartered Financial Analyst.

Eugen is a Portfolio Manager at PIM. Previously he was a Portfolio Manager at Armstrong Investment Managers, Insight Investments and UBS, as well as a quantitative strategist at Deutsche Bank and an equity analyst at Creditanstalt Investment Bank.